Drawdown focused investing, supported by innovative technology
Some things to be aware of
The information on this website is for financial professionals only
The value of investments can go up as well as down
There’s no guarantee that models or funds will meet their objectives
Investors could get back less than they pay in
Past performance is no indication of future returns
SIPP assets under management
New SIPPS opened in 2021
PCLS payments made in 2021
First for service
Our service levels have led the platform industry for a decade. Our client services team answer over 90% of calls in 20 seconds or less, and our Live Chat satisfaction ratings consistently sit above 4/5.
We create our own technology with input from advisers, planners and administrators, who say it’s easy to use and simple to understand. That’s why they don’t have to waste time calling in with queries.
Our 5 star SIPP
Our 5-star SIPP for Drawdown offers great multi-pot investing flexibility and a very broad range of withdrawal options for a basic charge of £18 a quarter + VAT, with no extra charge for going into drawdown or taking income. There’s no basic charge for our JSIPP.
Investing in retirement
Our broad range of risk rated investment portfolios, including Guardian, a drawdown specific solution, mean there’s choice in how to meet every client’s retirement planning goals, over the shorter or longer term. And with 5 Diamonds from Defaqto you know our Guardian portfolios have been independently assessed to provide excellent value and risk adjusted returns.
Tools to support you
Our Income Manager Tool (IMT) uses stochastic modelling to test the relative likelihood of success for your retirement plans. Its analysis is based on an independent capital market model and actuarially compiled longevity data, not generalised ONS figures for the entire population. Presented in simple, graphical form, the IMT can help you balance the risks involved in managing an income for life.
Balancing the many competing needs of your retired clients in difficult markets, against an ever-changing regulatory background, has never been this tough. While portfolio risk has a key bearing on outcomes, the rate of withdrawal, the client’s gender and life expectancy and the uncertain sequence of returns all need careful consideration.Patrick Ingram
Head of Strategic Partnerships
Resources to support your retirement conversations
Let’s Talk Retirement – the fundamentals
This report draws together key findings from our 2020 Let's Talk Retirement series. We hope you’ll find it useful in supporting the evolution of your retirement process and proposition.
An introduction to IMT
This detailed guide to our Income Manager tool aims to make it quick and easy for you to pick up and run with the software, and understand the underlying concepts at work.
With the held of our very own IMT, we dive into to everything you need to know about stochastic modelling.