Tax wrappers to suit your clients’ plans…
Match the right tax wrapper (or wrappers) to your clients by selecting from our GIA, ISA and SIPP, our junior options, or our partnerships with leading SIPP, SSAS, offshore and onshore bond providers.
The tax wrappers you need
ISA
Allows your clients to hold the range of investment solutions we offer, in a tax-efficient wrapper. And with Auto-Bed & ISA, automatically utilise your clients’ ISA allowance by selling existing investments in their GIA to top it up.
SIPP
Launched in 2014, the Parmenion SIPP is a cost-effective and richly featured pension wrapper, suitable for every phase of clients’ financial planning journeys.
GIA
Allows your clients to invest outside of tax wrappers, with no upper limit on investment. May be an option once clients have used up their ISA allowance, or for those with requirements to hold investments as a corporation or trust.
Junior ISA
Lets your clients build a tidy nest egg on behalf of a child, accessible when they turn 18 (ISA), with any investment growth tax-free.
Junior SIPP
Like our Junior ISA, lets clients build a retirement pot on behalf of a child, accessible when they retire (SIPP), with any investment growth tax-free.
Third party
As well as our own ISA, GIA and SIPP, clients can also invest tax-efficiently via a wide range of third-party SIPPs, SSASs, and onshore and offshore bonds.
Our flexible SIPP, in focus
Savings and withdrawal options include lump sums, fixed regular amounts, or a mix of both. PCLS can be processed as a one-off payment or regular withdrawal.
Bucketing
Our SIPP has built-in multi-pot functionality, so you can create a series of in-wrapper pots with different names, investment solutions and goals.
Transparent pricing
Our simple SIPP charge is a flat £72+VAT per year – meaning no additional fees for transfers in or out, no fees for benefit payments, and no surprises.
Highly Rated
Our SIPP is highly rated by Defaqto, with a Gold rating for service and 5 Star Rating for Drawdown.
Due diligence support
To support your due diligence, our SIPP features on popular research tools, including Selectapension, Defaqto, O&M and the lang cat’s Analyser.
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Key Features Documents
We want to make it even easier for advisers to manage their clients’ wealth and retirement needs with Parmenion. By listening to their feedback and involving them directly in all stages of our product development, we can build and prioritise features that make a real difference to their clients.
Dan Edwards
Head of Product (Retirement and Wealth Planning)