Over the past 20 years the private investor has been encouraged to buy a wide range of financial products, from the privatisation stocks of the 1980's via tax free wrappers, tracker funds, cash funds and many others on top of the traditional retail savings products they already owned. The result is that many of the mass affluent have diverse portfolios spread across a number of Financial Services Institutions with no coordinated objective or consideration of risk levels.
Source: KPMG Consulting

Today's professional Adviser seeks to address exactly the issue identified above; to move beyond the simple sales of financial products to the provision of a clear investment strategy with targeted objectives and agreed levels of risk. The first step in this process may entail the consolidation of your existing assets into a manageable portfolio.

This will often mean the transfer of many of your holdings, ISAs, stocks and shares, maybe pensions, to a single manager who can then apply an investment policy specifically as agreed between you and your Adviser.

The result is often extremely satisfactory; a simple investment strategy, vastly less paperwork and administration, and the ability to manage changes in line with your personal circumstances.

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